Garage Update

We got approved for our loan!!! Yay!! The whole amount. So now we are going to get our garage and get to pay off all of our credit card debt. I am sooo excited about all of this.

We talked to our builder and he said that since he is extremely busy right now and that he wouldn't be able to start pouring the cement until the end of October. I was a little bummed that it wouldn't be tomorrow, but since October is right around the corner, I guess it isn't that far away. He said after the cement is poured, it takes about a week to settle and dry and be workable on, and then he will start on the garage. His estimated time for the garage to be built is one week!! So hopefully by the middle of November, we will have a garage. I am hoping before our first snowfall.

The condition of the loan stated we needed to close out the credit cards we are paying off, which is all of them. I told Gary that I didn't want to ever use the credit cards again and get into the situation we were just in. BUT...it is going to be VERY hard to adjust to a lifestyle without credit cards. We have become so accustomed to using them. That is what got us into that situation. I definitely don't want to be there again, but it is scary to think that if we don't have money for groceries, we can't just charge it. Or what about Christmas??!!? I guess we will have to learn how to set up a budget and work from there.